Mastercard has launched an innovative approach utilizing generative AI and graphical technology to significantly enhance the identification of stolen payment cards, doubling its detection rate and allowing for risk identification before cards are maliciously used. This technology has a profound impact on both online and brick-and-mortar retailers, helping to reduce fraud losses, improve transaction security, and enhance customer experience. By quickly scanning vast amounts of card data and transaction information, the system can identify new fraud patterns, predict and infer partial visible card information, reconstruct complete card details, promptly alerting banks and protecting cardholders against fraud.